Table of ContentsClick to view all sections
- UCO Bank Apprentice 2026: Important Details
- State-wise UCO Bank Apprentice Vacancies
- Eligibility for UCO Bank Apprentice 2026
- Age Limit and Relaxation
- Monthly Stipend and Training Terms
- Selection Process and Online Test
- Application Fee
- Important Dates
- How to Apply for UCO Bank Apprentice 2026
- Documents and Details to Prepare
- Common Application Mistakes to Avoid
- How to Prepare for the Next Stage
- Official Quick Link
- Final Takeaway
UCO Bank Apprentice 2026 recruitment offers 530 provisional seats for a one-year apprenticeship across States and Union Territories. Applications are open from 14 to 29 October 2026. Eligible graduates should complete both the NATS apprenticeship application and the subsequent BFSI SSC steps, including fee payment, before the deadline.
This is apprenticeship training, not a permanent bank appointment. The monthly stipend is ₹16,650, and candidates should check the local-language requirement and available seats in their chosen State or UT before applying.
UCO Bank Apprentice 2026: Important Details
| Particular | Details |
|---|---|
| Organisation | UCO Bank, Human Resources Management Department, Head Office, Kolkata |
| Advertisement number | HO/HRM/RECR/2026-27/COM-02 |
| Post | Apprentice under the Apprentices Act, 1961 |
| Vacancies | 530 provisional seats; the number may change according to the Bank’s requirements |
| Training period | One year from the date of the apprenticeship contract |
| Monthly stipend | ₹16,650, including the Government of India contribution |
| Application period | 14 October to 29 October 2026 |
| Online test | 7 November 2026 at 11:00 am |
| Posting area | Any district in the selected State or Union Territory may be allotted |
State-wise UCO Bank Apprentice Vacancies
The 530 seats are distributed across 31 States and Union Territories. The listed PwBD seats are included in the respective totals, not additional to them. Choose one State or UT only; the Bank may allot a district anywhere within that choice.
| State / UT | UR | SC | ST | OBC | EWS | Total and listed PwBD seats |
|---|---|---|---|---|---|---|
| Andhra Pradesh | 5 | 1 | 0 | 2 | 0 | 8 (1 OC) |
| Arunachal Pradesh | 1 | 0 | 0 | 0 | 0 | 1 (1 OC) |
| Assam | 10 | 1 | 4 | 7 | 2 | 24 (1 OC) |
| Bihar | 16 | 6 | 0 | 10 | 2 | 34 (1 OC, 1 HI) |
| Chandigarh | 3 | 0 | 0 | 1 | 0 | 4 (1 OC) |
| Chhattisgarh | 4 | 0 | 5 | 0 | 0 | 9 (1 OC) |
| Goa | 1 | 0 | 0 | 0 | 0 | 1 (1 OC) |
| Gujarat | 7 | 1 | 4 | 7 | 1 | 20 (1 OC) |
| Haryana | 8 | 2 | 0 | 4 | 1 | 15 (1 OC) |
| Himachal Pradesh | 8 | 8 | 0 | 8 | 1 | 25 (1 HI) |
| Jammu and Kashmir | 3 | 0 | 0 | 0 | 0 | 3 (1 OC) |
| Jharkhand | 5 | 1 | 6 | 0 | 0 | 12 (1 OC) |
| Karnataka | 5 | 1 | 0 | 5 | 0 | 11 (1 OC) |
| Kerala | 7 | 0 | 0 | 3 | 0 | 10 (1 OC) |
| Madhya Pradesh | 10 | 5 | 8 | 3 | 1 | 27 (1 HI) |
| Maharashtra | 12 | 4 | 3 | 11 | 2 | 32 (1 HI) |
| Manipur | 2 | 0 | 0 | 0 | 0 | 2 (1 OC) |
| Meghalaya | 1 | 0 | 0 | 0 | 0 | 1 (1 OC) |
| Nagaland | 1 | 0 | 0 | 0 | 0 | 1 (1 OC) |
| New Delhi | 5 | 3 | 0 | 5 | 0 | 13 (1 OC) |
| Odisha | 12 | 10 | 9 | 8 | 2 | 41 (1 OC, 1 HI) |
| Pondicherry | 1 | 0 | 0 | 0 | 0 | 1 (1 OC) |
| Punjab | 7 | 9 | 0 | 7 | 1 | 24 (1 HI) |
| Rajasthan | 11 | 9 | 6 | 9 | 2 | 37 (1 HI) |
| Sikkim | 1 | 0 | 0 | 0 | 0 | 1 (1 OC) |
| Tamil Nadu | 7 | 6 | 0 | 7 | 1 | 21 (1 OC) |
| Telangana | 5 | 1 | 0 | 2 | 0 | 8 (1 OC) |
| Tripura | 4 | 0 | 1 | 0 | 0 | 5 (1 OC) |
| Uttar Pradesh | 16 | 11 | 0 | 15 | 3 | 45 (1 OC, 1 HI) |
| Uttarakhand | 6 | 1 | 0 | 1 | 0 | 8 (1 OC) |
| West Bengal | 21 | 26 | 3 | 32 | 4 | 86 (1 HI, 1 VI) |
| All India | 205 | 106 | 49 | 147 | 23 | 530 (25 OC, 9 HI, 1 VI, 0 ID) |
West Bengal has the largest allocation, with 86 seats, followed by Uttar Pradesh (45), Odisha (41) and Rajasthan (37). Vacancies are provisional. The merit list is prepared State-wise and category-wise, so compare the seats in your category and make sure you meet the local-language condition before choosing a location.
Eligibility for UCO Bank Apprentice 2026
The stated age and eligibility cut-off is 1 October 2026. The notification requires a graduate degree but does not specify a particular stream.
| Requirement | What candidates need to know |
|---|---|
| Education | A graduate degree from a university or institute recognised by the Government of India or its regulators |
| Degree documents | Mark sheets and provisional or final degree certificate must be issued on or after 1 April 2022 |
| Local language | You must be able to read, write, speak and understand one local language of the State or UT selected |
| Work or training experience | One year or more of job experience or training after completing the qualifying education makes a candidate ineligible for engagement |
| Previous apprenticeship | You cannot apply if you have completed or are currently undertaking an apprenticeship with UCO Bank or another organisation |
| Previous termination | A person whose apprenticeship was terminated by an earlier organisation is not eligible |
| Nationality | Eligible groups include Indian citizens, subjects of Nepal or Bhutan, qualifying Tibetan refugees, and specified persons of Indian origin who migrated to India to settle |
| Certificate of eligibility | Applicants in the Nepal, Bhutan, Tibetan refugee or specified migrant categories need a Government of India certificate of eligibility |
| Ex-servicemen | Ex-servicemen and Disabled Ex-servicemen will not be engaged; no reservation is provided for them |
The local-language requirement is checked during document verification. A candidate may be exempt from the language test if a 10th- or 12th-standard mark sheet or certificate shows that they studied the relevant language. Candidates who do not pass the test are not engaged.
Who should not apply?
- Applicants who do not have the required graduate qualification or whose degree documents do not meet the stated issue-date condition.
- People with one year or more of job experience or training after completing the qualifying education.
- Anyone who has already completed, is currently doing, or was terminated from an apprenticeship with an organisation.
- Applicants unable to meet the local-language requirement for their selected State or UT.
- Ex-servicemen and Disabled Ex-servicemen, who are excluded from engagement under this notification.
Age Limit and Relaxation
| Category | Age limit or relaxation |
|---|---|
| Minimum age | 20 years |
| Maximum age for UR and EWS | 28 years |
| SC / ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD (SC / ST) | 15 years |
| PwBD (OBC) | 13 years |
| PwBD (UR / EWS) | 10 years |
| Widows, divorced women and women legally separated from their husbands who have not remarried | Up to 35 years for UR / EWS, 38 years for OBC and 40 years for SC / ST |
Age is calculated as on 1 October 2026. Relaxation documents must be produced in original, along with photocopies, during verification. The notification states that a category change will not be permitted at any stage.
Monthly Stipend and Training Terms
| Stipend component | Amount per month | Payment method |
|---|---|---|
| Total stipend | ₹16,650 | Includes the Government of India contribution |
| UCO Bank contribution | ₹10,500 | Paid by the Bank into the apprentice’s account |
| Government contribution | ₹6,150 | Credited directly through DBT; the amount may change under Government guidelines |
The apprenticeship lasts one year from the contract date. Apprentices are trainees, not Bank employees, and the notification does not promise a regular job after training. It also states that no additional allowances or benefits are provided; transport and hostel accommodation are not provided. PF, ESI and bonus do not apply under the stated apprenticeship terms.
Selection Process and Online Test
| Stage | What happens |
|---|---|
| NATS application | Register on NATS and apply for the UCO Bank apprenticeship |
| Online test | Objective test conducted by BFSI SSC on 7 November 2026 at 11:00 am |
| Merit list | State-wise and category-wise ranking based on marks in descending order |
| Document verification | Original documents are checked and the local-language requirement is assessed |
| Medical fitness | Engagement is subject to being declared medically fit |
The test is described as a 100-mark, 60-minute objective examination, available in English or Hindi. The section-wise allocation is:
| Section | Questions | Marks |
|---|---|---|
| General / Financial Awareness | 25 | 25 |
| General English | 25 | 25 |
| Reasoning Ability and Computer Aptitude | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Total | 100 | 100 |
| Category | Minimum qualifying score out of 100 |
|---|---|
| General / EWS | 40 |
| SC / ST / OBC / PwBD | 35 |
These are qualifying thresholds, not guaranteed selection scores: the merit list ranks candidates by marks within their State and category. If scores are tied, the older candidate receives the higher rank. The Bank may prepare a wait list at its discretion. The available details do not specify negative marking or a detailed syllabus; check the examination instructions and any handout issued by BFSI SSC.
The test is to be taken remotely on a camera-enabled computer or phone. Keep the Aadhaar card uploaded on NATS available for the camera check and follow the test instructions sent by email. The exam link and login details are stated to be emailed the day before the test. Candidates should check their registered inbox and spam folder.
Application Fee
| Applicant category | Fee |
|---|---|
| SC / ST | ₹200 plus GST |
| PwBD | ₹200 plus GST |
| General / EWS / OBC male | ₹800 plus GST |
| General / EWS / OBC female or transgender | ₹600 plus GST |
Payment is online through the BFSI SSC process. The fee is non-refundable, including if an applicant does not take the test or is not shortlisted. The application is not treated as complete if payment fails.
Important Dates
| Event | Date |
|---|---|
| Notification date | 13 October 2026 |
| Online registration begins | 14 October 2026 |
| Eligibility and age cut-off | 1 October 2026 |
| Last date to register, pay the fee and submit additional information | 29 October 2026 |
| Online test | 7 November 2026 at 11:00 am |
How to Apply for UCO Bank Apprentice 2026
The process involves NATS first and a separate BFSI SSC step afterwards. Completing only the NATS application is not enough; applicants must also provide the requested details and pay the applicable fee through the subsequent process by the deadline.
| Step | Action |
|---|---|
| 1 | Register or sign in on the NATS portal using its student registration or login facility. |
| 2 | Find the UCO Bank apprenticeship advertisement and submit the apprenticeship application. |
| 3 | Keep your NATS Enrolment ID safe; it is needed for later correspondence. |
| 4 | Look for the email from BFSI SSC requesting further information, including category and district preferences. |
| 5 | Complete the additional details and fee payment through the BFSI SSC process by 29 October 2026. |
| 6 | Review all entries carefully before final submission. Save the NATS and subsequent application/payment confirmations. |
| 7 | Check your registered email for test instructions and take the online test on 7 November 2026. |
Keep your degree certificate and mark sheets, date-of-birth proof, Aadhaar and applicable category documents ready. Use an email address and mobile number that will remain active throughout recruitment. The application details provided to BFSI SSC must match NATS, and submitted information cannot be changed after final submission.
Documents and Details to Prepare
- Graduation mark sheets and provisional or final degree certificate, meeting the stated issue-date condition.
- Date-of-birth proof and identity details matching the application.
- Aadhaar details, including the card uploaded on NATS for the remote test process.
- Original caste, EWS, PwBD or age-relaxation documents, where applicable.
- Proof of studying the relevant local language in Class 10 or 12, if seeking exemption from the language test.
- Government of India certificate of eligibility for applicants in the specified non-citizen nationality categories, where required.
The recruitment information also specifies an OBC Non-Creamy Layer certificate issued on or after 1 April 2026. For EWS, it specifies an Income and Asset Certificate for FY 2025-26 valid for FY 2026-27. Check the official notification for the required formats and any additional document conditions.
Common Application Mistakes to Avoid
- Applying for more than one State or UT: Select one location only and verify its category-wise seats and language requirement first.
- Stopping after NATS: Complete the additional BFSI SSC details and fee payment as well.
- Leaving payment until the deadline: An unsuccessful transaction or incomplete form will not count as a valid application.
- Entering inconsistent details: Keep your name and other particulars consistent with NATS, certificates and identity documents.
- Using an inactive email or phone number: Important recruitment and test messages are sent electronically; no hard copy is sent to the Bank.
- Assuming the stipend means a permanent salary: This is a fixed-term apprenticeship, and regular employment after training is not assured.
- Ignoring verification requirements: Missing originals or failing the local-language or medical-fitness checks can prevent engagement.
- Sharing answers or using unfair means: The notification warns that unfair practices, impersonation and shared answer patterns can lead to disqualification and other action.
How to Prepare for the Next Stage
- Plan revision around the four stated test areas: awareness, English, reasoning and computer aptitude, and quantitative aptitude.
- Practise completing objective questions within a 60-minute limit; the test allocates 25 marks to each section.
- Do not rely on an assumed negative-marking rule or detailed syllabus. Read the examination handout and instructions when BFSI SSC provides them.
- Test your camera-enabled device and internet setup before the remote examination, and keep the required Aadhaar card available.
- Revise the local language of your selected State or UT and arrange proof of prior study if you may qualify for the language-test exemption.
- Check email regularly for the test link, login information, shortlist updates and any corrigendum.
Official Quick Link
| Resource | Link |
|---|---|
| National Apprenticeship Training Scheme (NATS) portal | https://nats.education.gov.in/ |
Use the UCO Bank recruitment announcement and the BFSI SSC instructions for the detailed notification, subsequent application steps and any updates. Confirm that you are using the official recruitment channels before sharing personal or payment information.
Final Takeaway
UCO Bank Apprentice 2026 is an option for eligible graduates seeking a year of structured banking-sector training with a stated monthly stipend of ₹16,650. Before applying, check the State-wise seat count, local-language condition, experience restrictions and age rules. Complete both application stages and the fee payment by 29 October 2026, then prepare for the 7 November online test. Apprenticeship training does not guarantee a permanent position with UCO Bank.
Frequently Asked Questions
What is the last date to apply for UCO Bank Apprentice 2026?
The last date to register, pay the fee and submit the additional information is 29 October 2026.
How many apprentice vacancies has UCO Bank announced?
There are 530 provisional vacancies across the listed States and Union Territories. The Bank may change the number according to its requirements.
What is the monthly stipend for a UCO Bank apprentice?
The stated monthly stipend is ₹16,650: ₹10,500 from UCO Bank and ₹6,150 as the Government contribution through DBT, subject to Government guidelines.
What is the required qualification?
Applicants need a graduate degree from a university or institute recognised by the Government of India or its regulators. The degree mark sheets and provisional or final certificate must have been issued on or after 1 April 2022.
Can I apply for more than one State or Union Territory?
No. The application is for one State or UT only. The Bank may allot a district anywhere within the selected location, so check both the vacancy table and local-language requirement before choosing.
When is the online test?
The online test is scheduled for 7 November 2026 at 11:00 am. The stated format is a 100-mark objective test lasting 60 minutes.
Is the UCO Bank apprenticeship a permanent job?
No. It is a one-year apprenticeship under the Apprentices Act, 1961. The notification does not promise regular employment after the training period.
Is there a local-language test?
Yes. Candidates must read, write, speak and understand a local language of their selected State or UT. The test is held during document verification; proof of having studied the language in Class 10 or 12 may exempt a candidate from the test.
Is the application fee refundable?
No. The fee is non-refundable, including when a candidate does not appear for the test or is not shortlisted.
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